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Live Baccarat: house edge and cost per hour
Baccarat · live dealer
House edge1.06%About 1.06% on Banker (with the usual 5% commission), 1.24% on Player and about 14.4% on Tie at 8:1.
Pace70 / hourAssumption, editable
Cost of an hour at $10.00$7.42Expected, not a prediction
Two hands, Player and Banker, and one decision per round: which one will land closer to nine. There is no strategy inside the hand, so the whole game is the choice of bet, and that choice moves the cost dramatically.
About 1.06% on Banker (with the usual 5% commission), 1.24% on Player and about 14.4% on Tie at 8:1. The calculator defaults to Banker.
Live baccarat is quick, often 60 to 80 rounds an hour at a busy table. Edit this number to match yours.
Bets and payouts
| Bet | How it works | Cost note |
|---|---|---|
| Banker | Wins slightly more often; 5% commission on wins | About 1.06% house edge |
| Player | Pays 1:1 | About 1.24% house edge |
| Tie | Pays 8:1 | About 14.4% house edge |
Pros
- Banker and Player are among the cheapest bets in the casino
- Nothing to memorise
- Rounds are quick
Cons
- Tie is very expensive
- Fast pace means high hourly turnover
- Commission rules vary by table
Tips
- Avoid the Tie bet if you care about the cost.
- Check whether the table takes 5% commission or uses a no-commission variant with different rules.